Terms of Service

1. Non-Commercial Purpose

RatexIndex.com is a private, non-commercial project. No products or services are sold, and no commercial activities are conducted. All content is provided for informational purposes only.

2. Content Accuracy

All information on this website is provided to the best of the owner's knowledge. No guarantee is given for completeness, accuracy, or timeliness. Users access and use the information at their own discretion.

3. No Professional Advice

The content on this website does not constitute financial, legal, technical, or professional advice. Users should consult qualified professionals for important decisions.

4. External Links

This website may contain links to external third-party websites. The owner has no control over the content of those sites and assumes no responsibility for them. Linked websites are subject to the terms and policies of their respective operators.

5. Intellectual Property

All content created by the website owner is protected by copyright law. You may use the content for private, non-commercial purposes. Reproduction, distribution, or modification requires prior written permission.

6. Acceptable Use

Users agree not to:

• Misuse the website or attempt to disrupt its functionality
• Use automated systems to scrape or overload the site
• Engage in unlawful or harmful activities

7. Liability

The website owner is not liable for:

• Damages resulting from the use of the website
• Technical issues, downtime, or data loss
• Third-party content accessed through external links

8. Changes to These Terms

These Terms of Service may be updated occasionally. Continued use of the website indicates acceptance of any changes.