Privacy Policy

1. General Information

This Privacy Policy explains how RatexIndex.com handles personal data. This website is operated by a private individual and is strictly non-commercial. No products or services are sold, and no user accounts or registrations exist.

2. Data Collection and Processing

This website does not intentionally collect personal data unless you voluntarily contact the site owner.

2.1 Contact by Email

If you contact legal@ratexindex.com, the information you provide (such as your email address and message content) will be used solely to respond to your inquiry. It will not be shared with third parties.

2.2 Server Log Files

When visiting this website, your browser may automatically send technical information to the hosting provider, including:

• IP address
• Browser type and version
• Operating system
• Referring URL
• Date and time of access

These logs are generated automatically by the hosting provider for security and diagnostic purposes. The website owner does not use this data for analytics or tracking.

2.3 Cookies

RatexIndex.com does not use cookies for analytics, tracking, or advertising. If the hosting provider or embedded third-party content sets technical cookies, they are used only for basic functionality.

3. Third-Party Services

This website does not use analytics tools, advertising networks, or social media plugins. External links may lead to third-party websites, which have their own privacy policies.

4. Data Sharing

Your data is never sold, rented, or shared with third parties unless required by law.

5. Your Rights

You may request:

• Information about stored personal data
• Correction or deletion of your data
• Restriction of processing

To make a request, contact: legal@ratexindex.com

6. Updates to This Policy

This Privacy Policy may be updated occasionally to reflect changes in legal requirements or website functionality.